The Fredonia School District provides reasonable and customary coverage for claims in excess of a parent’s underlying health insurance coverage.  Coaches will direct athletes and parents to use their family HMO, PPO, etc. program as required, in order to be eligible for reimbursement of benefits payable under our excess coverage medical plan.  The coverage of this policy has special limitations and restrictions. The Districts insurance provides limited coverage and usually does not cover all expenses.  Parents and athletes should communicate with the school nurse and Business Office to ensure full compliance with district procedures.